课程主题： Getting a Credit Card
级别： B1 (Pre-Intermediate)
原始文件： 1389666914_B1_GettingaCreditCard__transcript.pdf
A. Please take a seat. What can I do for you today?
您请坐，请问今天有什么可以帮助您的吗？
B. I would like to apply for a credit card.
我想申请一张信用卡。
A. I will be happy to help you with that. Here is a brochure which explains your options. I think our gold card is a good option for first-time customers. It gives you a 0% interest rate for six months.
我很乐意帮助您。这本手册上解释了您的选择。我觉得我们的金卡是首次办卡用户的好选择，前六个月的利息为零。
B. That’s great. Are there any fees?
太好了，有其他费用吗？
A. There is no annual fee if you use the card at least three times per month. But if you make a late payment there is a $35.00 fee.
如果您的卡每个月使用至少三次的话就不需要缴年费。但是如果您没有按期还款的话会有35美金的费用。
B. I see. Another question I have is: Can I use this card abroad?
我知道了。还有一个问题，这张卡我能在境外用吗？
A. Yes! You can use your card abroad but there is a 3% fee for each transaction. Our gold card also has a rewards program. You get 1% cashback on all purchases.
可以的！您可以在境外使用这张卡，但是每笔交易会产生3%的费用。我们的金卡还有奖励机制。每次购物您都会得到1%的现金返利。